Wow, incredible job by everyone, I'm impressed that you collectively managed to solve it. So it means she really was born in 1886, and thus 109 at the time of her death in 1995.
By the way, since my posts have to be approved, there is a delay which makes it difficult to communicate in real-time. I'm not Scottish and don't know how the Scottish people site works, but I am immensely grateful to those who spent credits on this case.