I think it's Driver rather than Owner, but the other word isn't 'Sept'. It looks like (possibly) Brgt, and then it might be '02', but I'm not totally sure of this.
Something that's worth considering is the style of the postcard back. From what we can see, it looks as though it's an undivided back, with something like "This side for the address". Please could you confirm this? The alternative, which was introduced in 1902, was the divided back, with a vertical line down the middle separating the text and address spaces. But even after 1902, there will have been old cards to use up.
In the image itself, the ladies' hats look very Edwardian, but possibly mid-decade rather than the start? Others will know better than I do. And there appear to be petrol pumps either side of the pub door.
Finally, might you be able to do a high resolution scan of just the sign above the left hand window? The writing on it could be a useful clue.