Or it could be that this family are now haunting me.
Me too! They invaded my dreams last night!
Anyways, real quick, as I have some time restraints over the next couple days...
Matilda Smith married Albert Edward Vale, in Handsworth, 1893. (Both her and Albert were witnesses on Joseph of 44 Downing St. marriage). Matilda puts her father as John Smith, carter. Her address is William Street West, Handsworth.
Matilda and Albert moved to Connecticut after the 1911 UK census and are buried there (Anc. has the grave inscriptions).
On the 1911, she says she is born in Coventry.... possible matching GRO birth puts mmn as Loveridge, but I can't find a match for Joseph, if they are siblings.
Rustyh, keep in mind, a high percent of women did not give accurate information on the 1911, as it was an outlet to rebel against their lack of rights.