Perhaps wrongly, I always assume things were worse the further back one goes, rather than better.
My late Father in Law, born in the early 1920's, started his working life as a clerk at a bank. He used to tell us of how they would sit, in very dim light, (candles obviously during Regency times,) using dip pens to enter the figures into ledgers. They were not allowed to go home until they had balanced to the exact 1/4d.
I can imagine clerks spent most of their working lives being perished during cold weather, as when sitting still all day, one does feel the cold terribly.