Kate’s death
25755 1965 RATCLIFF Kate WARLAND parents Philip Christopher and Miriam (Stockwell) Place of birth: St Kilda Place of death: Caulfield Aged 95
Marriage
1922 12320 WARLAND Kate to RATCLIFF Ern Henry Montague
Philip Christopher death
2072 1918 WARLAND Philip Chris parents Warland Hy and Anne (Johnson) Malv Aged 77
Miriam’s death
1924 13571 WARLAND Miriam father STOCKWELL Caulfield Aged 84
Golden wedding notice for the Warlands
http://nla.gov.au/nla.news-article1604470UK marriage
Mar 1867 Lambeth 1d 361
WARLAND Philip Christopher to STOCKWELL Miriam
UK birth
RATCLIFF, ERNEST MONTAGUE mmn MONTAGUE
GRO Reference: 1862 S Quarter in DUNMOW UNION Volume 04A Page 344
Given that records have Ernest born in 1862 and Kate in 1870, there was only an 8 year age difference and not 30ish, as you thought.
Jamjar