Well, here's my current thoughts on this conundrum...
I wonder if any the following helps … these are my thoughts after studying the handwriting and looking back at the many examples I have of the handwriting of six of my great grandparents (born in the 1840s and 1850s in NSW Australia, including one who was forced to write 'right handed').
Please, let’s accept that it is all written in the same hand, at one session, using a quill pen that needs frequent refilling. Perhaps the inkwell was almost empty for the writer dipped that pen many times.
So, starting with the ‘easy’ letters of the two words at the third line.
let us look at the Capital M in “Memory” and March” …. To me this confirms that the second word starts with that same capital.
MLooking at the fifth line (‘died’) we can see that that M is clearly followed by the letter
‘i’ . YES, there’s a ‘dot’ missing in the word ‘loving’ at line one.
Look at the word ‘loving’ again … and at the first letter the ‘l
’ …. Agh …. It is similar to the next letter so now we have
MilGo down to ‘died’ again and we have the ‘
e’ that is also found back at “Memory” ….So now we have the first FOUR LETTERS in that name ….. we have
MILE It is possible that there is a fifth letter, but the writer ‘ran out of room’ on the card.
I think there’s only FOUR letters, …. The writer seems to have run on tails (dags/ tags ?) ’ at the end of many words where the final letter ends eg “In” "Born” “died” and “March”
Now to the more difficult first word of that third line.
There’s either five or six letters.
I think FIVE …. (see earlier comments re tags at end on words)
There is NO capital letter to compare with this initial (capital) letter. I read it as a capital T, but it could also be a J or an L or less likely an F or an S.
The second letter is an ‘
o’ (as in “Born” and “Memory” and “loving”)
The third letter is a ‘
b’ (NOT a ‘k’ or an ‘h’ ) It is poorly formed, the writer was too lazy to take the pen back to ‘join it up’ before moving on to the next letters, the ‘
ie’ as in 'died'.
So to me the elusive two words are
Tobie Mile and so my questions rush on …. Is there any dc showing up as registered in the first or second quarter of 1875 at GRO’s indexes. I notice just two for MILE as a surname and immediately eliminate the one for a 46 year old chap.
http://www.freebmd.org.uk/ Could Tobie be Robie? I revisit the handwriting …. NOPE that is NOT an “R” which likely would be as difficult for this scribe to write as the “B” in Born ….
That’s where I am ‘up to’

Of course, Tobie Mile may well both be given names....

and the death may not have occurred within the GRO's realm.
JM