My impression is that people don't understand what is meant by the ethnicity results, and the fault for that lies with the testing companies for not explaining it very well, and some companies are worse than others Your ethnicity results will not tell you where your gt-grandparents are from - two from Wales, one from France, two from Spain, a couple from Sweden and a German. The "ethnicity" goes much further back than that.
My parents don't do Internet banking at all. They go to the bank, and when they want to pay me for something they post me a cheque. They're astounded that I actually use internet banking because apparently it is absolutely fraught with risk.
Some of the responses in this thread as to why people won't ever submit DNA for genealogical testing reminds me my parents' attitude to Internet banking. They are afraid of it because they don't understand it. Or there is a misunderstanding regarding what can or can't be achieved.
Back before the prices came down my husband and I had DNA testing. Not for genealogy. He'd had surgery and the surgeon (of Irish descent), while he was "in there" noticed that his liver looked dark and recommended he be tested for hemochromatosis. Ireland has the highest rate of the "Celtic" type of hemochromatosis in the world. It is estimated that in Ireland one person in nine has one haemochromatosis gene, which is generally considered to be a carrier but some "carriers" still develop the complications. Therefore approx one person in 81 in Ireland is homozygous (has the gene on both chromosomes).
I've since been tested for it as well, as a blood test to do with my iron status suggested I may have it.
I've also been tested for some other genes for other things that some results suggested could be caused by having a particular gene-type. I'm reluctant to call it a mutation, as in certain situations it can be advantageous, and "mutation" sounds negative whereas I see them as an "alternative" gene and not necessarily better or worse. It's a bit like the colour of your skin. Lighter skin is more prone to skin cancer and darker skin makes you more prone to Vit D deficiency. The colour of your skin is easy to see, but say it was just a gene and you couldn't tell which one you had by just looking at yourself in the mirror?
So, increasingly in the medical setting gene testing is being offered to the public.
Not all testing companies have the same "fine print" regarding your data, so do bear that in mind and do read the fine print if this worries you. Roberta Estes has written about this.
I actually think the cost is minimal considering the price of some records. Four birth certs from the UK for people who may turn out to not be related to you after all cost about the same as one autosomal (the one that looks at all your chromosomes and finds "cousins") test (depending on which company).
If you are very happy with your genealogy paper trail and that's all you need then that's fine.
My mobile phone is a brick. Personally, I don't understand the benefit of a smartphone. But you are most welcome to have one if you like. Just don't send me a photo - you'll have to e-mail that.