Well, CaroleW, I have followed up all the leads and I am quite sure Florence was the Draper's Assistant in the census for 1901 and1911. I am also fairly sure that her mother was Sophia Kirkman, daughter of George and Emma Kirkman. Beyond those points I think the rest is reasonable speculation, while the 'John' of Flo's birth certificate remains a mystery. It may have been a name substituted for the real father - I agree with you that she may have used her grandfather on her marriage certificate. Still no clue as to the origin of 'Fraser'. All good fun sifting through the possibilities though, and I have appreciated your input - thanks again.
