If the only mention of wife 'Jane' is in 1925 Will then this could be your Francis-
1901 Census- Galston Rd., Skirrington Row (registration district Hurlford)
Francis Mcardle, age 26, born Ireland, labourer (fireclay?)
wife Maggie Mcardle, 24, born Burnfordhill, Ayrshire
daughter Kate Mcardle, 5, born Hurlford
daughter Jemima Mcardle, 3, born Hurlford
daughter Marget Mcardle, 7 mo., born Hurlford
visitor Annie Oneill, 26, born Ireland
boarder Patrick Money, 40, born Ireland, fireclay labourer