Burial 7th Jan 1895
St John, Coulsden
William Gibbs of Hope Cottages, Smitham Bottom, age 45
Oh - we have a slight problem here. Look at this for 1891, especially the address
RG12 Piece number 585 Folio 75 Page 9
Hope Cottages, Smitham Bottom, Coulsdon, Croydon
William Gibbs Head Married 40 Labourer ? Worth, Sussex
Ellen Gibbs Wife Married 32 Caterham, Surrey
Ellen Gibbs Daughter Single 15 Scholar Coulsdon
William Gibbs Son 14 Scholar Coulsdon, Surrey
Annie Gibbs Daughter 8 Scholar Coulsdon
Aron Price Lodger Married 38 General Labourer Wiltshire
So either the William who died isn't yours, or your William was leading a double life and was living with another family who were using his name. I'll see if I can find this family in 1881.