Check FreeBMD for birth Lofts / Piggott no Thomas F Lofts
having difficulty finding the other female for the 1909 Wandsworth marriage

I've rechecked FreeBMD for births of a Thomas LOFTS c1912 not finding anything for that date

one birth entry came up for
1915 Bury St E mmn Worby but his middle inital is
B and the marriage Worby/Lofts
gives a middle name for the father Thomas
GEORGE Lofts
Mmm.. Thomas' birth entry is not proving easy to find
So was your Thomas F(rancis) LOFTS born else where

I have to go shortly so will take another look later maybe someone else looking may see something obvious I've missed