Hi Janette.
No I believe Ernest was quite wealthy. He 'married into money' as the saying goes.
Also reading the articles in the NZ papers he was a hotelier and always seemed to be donating to charities etc.
He travelled to the UK a few times to see his family - that cannot have been cheap.
I also found an article which implied that a lot of money had been won on the horses but hadn't been paid up so May Crabtree took the chap to court.
Ernest & May had no children and photos we have of them show a posh car, furs and high lifestyle while back in the UK their youngest brother was a miner in a small Welsh village and their sister doing dressmaking alterations for people and 'ghost' writing for a very famous author (when she could) and not getting her own recognition for her writing.
Arthur was definately a thorn in everybody's side. BUT .... his lfe had been terrible and perhaps he envied his older brother's life in NZ. He saw the charity money as a quick way to make money on Christmas Eve.
Best wishes
SNG