Doing an address search for Back Croft Street (I also tried variations!) anywhere in Lancashire in 1881 comes up with just 1 hit - Ashton under Lyne.
I have looked at all the families listed - no Stephenson (or variation).
Padsiham is in Burnley district, but Croft Street in Burnley only goes up to number 58.
Croft Street in Manchester only shows houses 6 to 9.
In fact none of the streets beginning Croft have a house number anywher near 99?
