I have to agree with others that this is an early 50s (late 40s absolute earliest) photo. Are there any other options for who these people might be? I would say that it could not be a man born late 1890s and woman born 1905.
Nick
Well, unless the people who sent it to me had completely mis-identified the people in the photos, then I'm pretty sure that the woman was my aunt, who was born in 1905. My cousins also knew the woman's nickname (Dolly) that the family always knew her by. Since they never had any children, it's quite possible that the photo was taken in the late 1930's, but I don't think it would be older than that.
Thanks for all the cycling photos - they certainly do fit with what we're seeing in the photo I posted
