Hi Carol,
Re Annie Bray.
Annie shows up in 1881 not married 27 dress maker
There is a marriage in 1894, a marriage of Annie Frances Bray, she would have been abt 40. The only reason to believe this, is that mother of John bray was Frances Bray (Bond). She may have been christened Annie Frances?
Found on Family search Beta version
spouse: Peley Ballett
marriage: 19 Aug 1894 — Truro, Cornwall, England
record title: England Marriages, 1538–1973
groom's name: Peley Ballett
bride's name: Annie Frances Bray
marriage date: 19 Aug 1894
marriage place: Truro, Cornwall, England
indexing project (batch) number: I04635-1
system origin: England-EASy
source film number: 1796108
Regards
Peter