Thanks, Alf. You have done an amazing amount of research.
It appears that the John Thomas Beard/Florence Suter line is indeed my husband's line through his father, who is their last remaining child. I have followed your research through the Beards and it has been most helpful. We always thought the family was from Wales, but apparently that is not the case.
The Suters have been a mystery to us, but hopefully we will eventually learn more.
I have information of their offspring - nine in all - if you're interested.