Hi. Replying to your Clara Maunder enquiry. This Clara Maunder had a daughter Clara Matilda Maunder (b Bedminster 1883). She was a barmaid at the Crown and Dove pub in Bridewell Street, Bristol. It was probably here that she met my Grandfather's brother (Ernest George Hale) and later married. They had a daughter Ivy Rosina Hale (and another daughter who sadly died before she was 1 year old). So it appears that your grandfather, Fred, is the brother of Clara Matilda. Be nice to know if this all tallies with your research.
Regards