Have stopped jumping now

Hello again Tony and Monica,
I mentioned to Tony in email about that will of John Ballard, does 'late of liverpool, mean 'dead' or just , 'used to be in', but then again Elizabeth is not refered to as a 'widow of Benjamin' , so if Ben was a merchant, and he went to heligoland in 1811, then possibly died in Russia, could he have been something to do with actually sailing ships, which may be why JBL was sent to be a midshipman when he was 16?
plus I was thinking how did Elizabeth get to know William Fairclough ? customs officer =port/ships ?
so if Ben has disappeared off , Elizabeth gets friendly with William, no news about Ben as he's off sailing the world, until 1819, he's dead, and within a month shes shacked up with William , its a love story, lol