Oh silly me.....
Have just realised that Florence Talbot was around in 1902 to have Fred baptised so obviously it cant have been the same person as Florence Dyett, who died in 1898, so I may as well save my money and not bother sending for the death certificate.
Have been trying to find my notes to confirm exactly when Florence did have him baptised but as my filing system is rubbish I cant find it. But I think it was in 1902 but I may be wrong.
Rosie