My goodness me,
It was well past midnight here so I turned the computer off and went off to bed. this morning I get up to find that all this has been going on in my absence. It is going to take me a while to get my head round everything you have found on my behalf so may not reply for a while.
Just one thing I need to get clear - the letters were from Mrs W. Tulloch, on behalf of her sister, Miss Madden. So Winifred was a Madden before her marriage to John Tulloch. What we are looking for is an unmarried female Madden who has some connection to my James Howe.
As for the requests for money, I am wondering why James Howe owed money to Miss Madden - is it worth looking for Madden illegitimate births around 1911- 17. I know James's family background remember! His own mother, Catherine Shaw, married Clarence Howe when she was heavily pregnant at the age of sixteen. Did he go off to be killed leaving a disgraced Miss Madden behind him?
Thank you for all your work, I expect you are in bed now!
Jen