Hi Kath,
Thanks for that reply. I don't know who the Folkard's are, either, but traced them via Census etc. from their origins in East Anglia to London and it meant absolutely nothing ! There were 2 Mary Ann Chivers in the same area with same d.o.b's. Makes it much more interesting, doesn't it ! This is why I want to try and find the maiden name of Eliza Ballard. The Mary Ann who married William Phipps belongs to me, as it were, and have heard from a distant cousin that someone contacted him, claiming ' his ' Mary Ann was ours. Looked at his tree on Ancestry and he has mixed them up - correct parents for ' our ' Mary Ann but he has ' married ' her to a different person, i.e. not William Phipps. Sent him a message telling him but think he is either offended or doesn't believe me as no reply. I'm beginning to feel I know you quite well, also.
Regards, Brenda