After some years of teaching, I impressed upon my own children that when choosing names for their own children they should write out any prospective names in full and read them aloud, then write the initials and read them out.
My son and his wife did this, but my daughter got round it by marrying an Indian lad and choosing names the Indian way. I did scrutinise the initials, though.
I was at school with a girl named D. Day, but she was born in 1942!
ps There is a place in Scotland, the name of which I can't mention on here, but it begins and ends with 'T', with two letters between.