I also note that Thomas senior was born in Worcester (not Lytham), that he was blind by 1901 (see below) and that Kate was born in Dover.
1901 Census - Lytham, Lancs
RG13/3966 folio 115 page 58
"28 West Cliff"
Thomas Lloyd, head, 46, tea agent, Worcester
Kate Lloyd, wife, 39, Dover Kent
Edna Lloyd, daur, 16, Lytham Lancs
Arthur Lloyd, son, 15, Lytham Lancs
Frederick Lloyd, 8, London
Robert Lloyd, 4, London
NB: Thomas Lloyd also recorded as "blind" in this Census
Birth Registration
Kate Edna SPRING
Sept quarter 1859
Dover, vol 2a page 701