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Brilliant. Thank you both
Yes those look like the words, now you've worked it out

Thanks very much everyone.  I appreciate the extra leads too, great 

Thank you.  So helpful to understand 

Hi Forfarian
Your info on Drums and Greens is really helpful.  In the case of Drums of Muirake it's described as on a spur of Knock Hil - that fits perfectly.
The colour green may be the most likely for Greens of Burgie explanation, as the Burgie vicinity is not right on the coast, it's a north facing area gently sloping up to a minor ridge/hill (Califer Hill).  The location crops up on a gravestone, 1856 "John Murray late Farmer, Greens of Burgie".  His death certificate has place of death as "Hill of Burgie".  Perhaps I'll try study the census enumerator's sequence and see if I can glean any clues from the adjacent households he visited.

Thanks for explaining who the Mr Murray, Banker is likely to be, and how those notes occurred.  Murray being a very common name in these parts.  I will look closer just in case there's a family connection.

Thanks everyone for all your help, I'm learning so much!
Carol

Sorry Neale - word substitution, yes ScotlandsPlaces.

Thanks GR2 that's a really helpful map